Terms of Service

Last Updated: March 13, 2026

These Terms of Service (“Terms”) govern your access to and use of this website and any digital products, content, or services made available through it (collectively, the “Service”). By accessing this website, purchasing any product, or using any part of the Service, you agree to be bound by these Terms in full.

If you do not agree with these Terms, you must not access or use the Service.

1. Nature of the Service

The Service provides digital educational materials relating to financial markets, including but not limited to foreign exchange, equities, indices, cryptocurrencies, and market structure.

All content is provided solely for informational and educational purposes. No part of the Service constitutes financial, investment, trading, or professional advice. A full Risk Disclosure is provided separately and forms an integral part of these Terms.

2. Digital Products & License

All digital products made available through the Service, including but not limited to e-books, PDFs, downloadable materials, and bundled collections, are licensed, not sold.

When you purchase a digital product, you are granted a limited, non-exclusive, non-transferable, revocable license to access and use the product for personal, non-commercial use only.

You may not:

  • Copy, reproduce, distribute, share, resell, sublicense, or make available any part of the content to third parties
  • Upload the content to public or private sharing platforms
  • Use the content for commercial, instructional, or resale purposes

Any unauthorized use terminates your license immediately.

3. Access & Delivery

Digital products are delivered electronically. Access may be provided via direct download links, gated pages, or other secure delivery methods.

You are responsible for:

  • Ensuring your device can access digital files
  • Downloading and storing files during any access window provided
  • Retaining your own backup copies once access is granted

We do not guarantee indefinite re-access to download links.

4. Payments & Checkout

Payments are processed through third-party payment providers, including Stripe and/or Shopify. We do not store or process your payment card details directly.

By completing a purchase, you authorize the applicable payment processor to charge your selected payment method for the full amount shown at checkout, including any applicable taxes.

All prices are subject to change without notice.

5. Refunds & Chargebacks

Due to the digital nature of the products and instant delivery, all sales are final unless otherwise stated at the point of purchase.

Unauthorized chargebacks, abuse of refund policies, or payment disputes may result in revocation of access to all purchased products.

6. Intellectual Property

All content made available through the Service, including text, documents, layouts, branding, and design elements, is the intellectual property of the Service owner or its licensors and is protected by applicable copyright and intellectual property laws.

Nothing in these Terms grants you any ownership rights in the content.

7. Prohibited Use

You agree not to:

  • Use the Service for unlawful purposes
  • Attempt to bypass, scrape, or interfere with access controls
  • Misrepresent your identity or payment information
  • Share access credentials or download links with others

We reserve the right to restrict or terminate access at our sole discretion if misuse is detected.

8. Third-Party Links & Services

The Service may contain links to third-party websites or tools. These are provided for convenience only. We are not responsible for the content, availability, or practices of third-party services.

Your use of third-party services is governed by their own terms and policies.

9. Disclaimer & Limitation of Liability

The Service is provided “as is” and “as available” without warranties of any kind.

To the maximum extent permitted by law, we shall not be liable for any direct, indirect, incidental, consequential, or punitive losses arising from your use of the Service or reliance on its content.

A detailed Risk Disclosure applies and should be read carefully.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United Kingdom, without regard to conflict of law principles.

Any disputes arising from these Terms shall be subject to the exclusive jurisdiction of the courts of that jurisdiction.

11. Changes to These Terms

We reserve the right to update or modify these Terms at any time. Continued use of the Service after changes are posted constitutes acceptance of the revised Terms.

12. Contact

For questions relating to these Terms, please contact us via the contact details provided on this website.

By using this website or purchasing any digital product, you confirm that you have read, understood, and agreed to these Terms of Service and the accompanying Risk Disclosure.